🚀 Quick Start Guide
Just signed up and not sure where to begin? I've got you. Pick how much time you have, or jump straight to what matters most for your situation.
Welcome from Coach Marty
Hey — I'm glad you're here. I know retirement planning sounds like one more thing on a plate that's already full. But here's the truth: this stuff isn't complicated once somebody explains it in plain English. That's all I'm doing here.
You don't need to read everything today. You don't need to be a money expert. You just need to start. Even 5 minutes will change how you see your pension. Let's go.
The Eye-Opener
Read the module that changes everything.
This is the module that changes how you see your pension. The 30% income gap, the $750,000 shortfall, and why nobody told you about it. Take your time — it's the foundation for everything that follows. Start Module 1 →
The Foundation
Work through the three free trial modules and run your first calculator. No payment needed — this is all included in your 7-day trial.
See the gap between your pension and what you'll actually need. Start →
These are the accounts that close the gap. Learn what they are, how they work, and why the 457(b) is a secret weapon. Start →
Practical strategies to free up $200-$500/month — without living like a monk. Start →
Plug in your numbers and see your personal gap. This makes it real. Open Calculator →
✅ All of this is free. Modules 1-3 and all 6 calculators are included in your 7-day trial — no credit card, no payment info needed.
The Complete Game Plan
Take the full course at your own pace. No rush — you have lifetime access. But if you want a focused push, here's how to spread it out.
The income gap, your two retirement accounts, and where to find the money. These three build on each other — read them in order. Start Module 1 →
Check your vendor fees, build your savings priority ladder, and discover if you're eligible for the HSA triple tax advantage. Start Module 4 →
Pick your investment strategy (simpler than you think) and walk through the enrollment process step by step. Start Module 7 →
Protect your plan through life's curveballs, then build your Retirement Illustration — a personalized 5-page blueprint you can download and keep. Start Module 9 →
Income gap, fee comparison, compound growth, paycheck impact, contribution strategy, and Roth vs. Traditional. Run them with your real numbers whenever you're ready — no need to do them all at once. Open Calculators →
📝 Note: Modules 4-10 and the Retirement Illustration require lifetime access ($99). Start your free trial with Modules 1-3 and all calculators — if it clicks, upgrade anytime.
📍 Not Sure Where to Start? Find Your Path
Jump to what matters most based on where you are right now.
Start with Module 1 and Module 2. Then jump to Module 5: Your Savings Game Plan to set up your priority ladder. Time is your biggest advantage — use it.
Start with Module 3: Find the Money to see where your cash is going. Then Module 4: Fees to make sure your current accounts aren't bleeding money. Hit the Fee Calculator with your real numbers.
You're not too late — Coach Marty didn't start until 52. Start with Module 1 to see the gap, then go straight to Module 5 for the priority ladder and catch-up contribution strategies. The SECURE 2.0 super catch-up (ages 60-63) could let you contribute up to $71,500/year across both accounts.
Go straight to Module 10: Your Retirement Game Plan for withdrawal strategies, the 4% rule, and your decade-by-decade timeline. Then build your Retirement Illustration — your personalized 5-page blueprint. Every number you need, in one document.
Go directly to Module 4: Fees Destroy Wealth and check your vendor on 403bwise.org — if it's a red or yellow light, Module 9 shows you exactly how to switch vendors while keeping your current job.
Head straight to Module 6: Master the HSA. If you have a high-deductible health plan, this could be the most tax-advantaged retirement account you're not using — triple tax free.
Module 8: Enrollment Step-by-Step walks you through the entire process — SRA forms, TPA portals, vendor setup, fund selection, everything. No guesswork.
🧰 Your Toolkit — Beyond the Modules
The course is just the beginning. These tools are built to help you plan, track, and take action.
Income gap, fee comparison, compound growth, paycheck impact, contribution strategy, Roth vs. Traditional
Your personalized 5-page retirement blueprint — downloadable PDF built from your real numbers
Save your numbers over time and compare side-by-side to track your progress year after year
Save notes, action items, and reminders as you work through the course
Your district's vendor ratings, fee analysis, and actionable next steps
Send a pre-written message to a colleague who needs to hear about the income gap
A ready-made message to start the retirement planning conversation with your partner
Every financial term in plain English — no jargon without an explanation