Complete your profile to generate a personalized retirement illustration based on the information you provide. This educational illustration shows hypothetical projections to help you understand potential retirement scenarios. Takes about 3 minutes.
This illustration is for educational purposes only and does not constitute financial, investment, tax, or legal advice. All projections are hypothetical and based on user-provided inputs and assumptions. Actual results will vary.
This helps us tailor everything to your state's pension system.
👤 Enter your personal numbers here. This section is for you only — not combined household totals.
💑 If you have a spouse or partner, you’ll find a section in Step 3 where you can add their retirement info.
Understanding your income gap is a key part of retirement planning education.
Early in your career? A rough starting point: estimate what your salary will be near retirement and multiply by 50-60%. For example, if you expect to earn ~$90K at retirement, your pension might be $3,750-$4,500/month. A rough estimate is fine — you can update this anytime!
Note: Some states (CA, IL, OH, and others) do not withhold Social Security for teachers. However, if you have 40 credits from other employment, you are entitled to your full Social Security benefit. Check ssa.gov/myaccount for your actual estimate.
How much you're saving and what you've already built.
Many teacher couples overlook this — your spouse's pension and savings can significantly affect the overall income picture.
Make sure everything looks right. You can always update this later from your dashboard.
💾 Your answers are auto-saved as you type